Uber Accident Lawyer
In the last few years, ridesharing programs have become extremely popular both as a way to get around for those who do not have access to transportation and as a way for those with vehicles to earn an income. While Uber has been revolutionary for the transportation industry, there are still considerable risks for both passengers and drivers who utilize Uber on a day-to-day basis. This has brought up a lot of questions surrounding Uber accidents, injuries from accidents and policy protections for drivers.
Driver Protection: Insurance During Uber Use
While Uber does run basic background checks, screens driving tests, and ensures that drivers do not have a criminal record, they do not offer protection from personal damages that are deemed your fault. In terms of liability and litigation, this is simply because you are not an employee of Uber, and are instead, a freelance driver. What does this mean for driver protection?
If you are a driver for Uber, you do have a $1 million insurance protection permitting that you have a designated rideshare passenger in the vehicle with you or you are on your way to a rideshare passenger. If you are working but do not have a passenger or are not on route to a passenger, the insurance coverage is drastically reduced. The Uber/Lyft Bill (HB221) specifies what driver protections are during accidents when you are and when you are not driving a passenger.
Uber Accident Coverage – Not Carrying a Passenger
– You get primary automobile liability coverage of a minimum of $50,000 for death and bodily injury
– You get primary automobile liability coverage of a minimum of $100,000 for death and bodily injury per incident
– PDL coverage of $25,000 minimum per incident
– PIP and underinsured coverage required by state law
Uber Accident Coverage – Carrying a Passenger
– You get primary automobile liability coverage of a minimum of $1 million for death, bodily injury, and property damage
– PIP/UIM insurance as required by state law
Accident When Uber App is Not On
– Driver must have their own personal insurance plan
What You Need to Do After an Uber Accident?
First and foremost, prioritize your health first, as injuries sustained in a car accident should be addressed immediately prior to litigation. Once your health is taken care of, preserve the notable details and important information about the accident. Take photographs of the scene and the damage or get someone else to if you are unable. If you want to seek compensation, get an Uber accident lawyer involved to help navigate the intricacies of the claim.
Will You Be Penalized and Lose Access to Uber if You Make a Claim?
A common worry among Uber drivers who have been in an accident is the loss of application access. This is primarily because many individuals rely on Uber as their main source of income and do not want to lose access to Uber. However, if you are bringing a valid injury claim forward under the insurance policy from Uber, you will not be penalized. To bring a valid injury claim forward, you will need the following information.
– Documentation (photographs) of the accident
– Documentation from authorities involved (police, firefighters, ambulance)
– Medical bill documentation
Keep in mind that if you are looking to bring a claim forward, doing so with an Uber accident attorney is going to make a big difference with Uber’s insurance company, as they will be more apt to take your claim seriously.
Why Speak to Us About Your Uber Accident?
If you have been in a serious Uber accident and want to seek compensation, you need to speak to an Uber accident attorney as soon as possible. Why? Time is the deciding factor when it comes to personal injury cases. We can leverage our experience in order to obtain a fair settlement for you. Simply contact us at 407-647-5002 or visit our website and fill out our contact form.